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RBA Rate Cut: How should you structure your debt in 2025?
20/2/2025
With the Reserve Bank of Australia (RBA) cutting interest rates by 0.25 percentage points to 4.1% in February 2025, Australians with business or personal loans should reassess their debt structuring options in light of changing market conditions. The RBA's post-meeting statement acknowledged that inflation has eased but signalled a cautious approach moving forward. With this in mind, borrowers face an ongoing decision: Should they lock in a fixed interest rate or stick with a variable rate in the current economic climate?
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